With the shift of contactless credit cards and smart passports, there has been a rise in concern about RFID theft. The idea is that people can use remote scanners to lift the information on your cards and either use it to generate fake payments or use your personal info for other scams. But is RFID theft really a problem? Do you need RFID protection? This post looks at the realities of RFID theft.There are also practical ways for you to protect your personal details if you need to.
First, what is RFID?
RFID chips embedded in various cards and passports contain information that is conveyed via radio waves. It makes for quicker transactions or transits because it allows scanners to pick up the information with less physical interaction. Here’s a short video that explains it in more detail.
Is RFID theft a real problem?
The overall chances of RFID theft are pretty low, just as theft via pickpockets. However, the risk can depend on what area you’re in and what you’re carrying. Residents of the USA are less likely to be targets of RFID theft than places like Europe. This is because there are simply less RFID credit cards in America. However, useof chip cards in the USA is rising.
If you’re traveling,any new smart passportdoes have ID information stored in there on an RFID chip. If you’d prefer to keep that under wraps, then it may be worth considering anRFID Passport Holder.
Do you have an RFID credit card?
The easiest way to see if you have an RFID chip in your card is to see if there’s an RFID symbol on there. It looks like the icon below.
A lot of new chip credit cards use what’s called either NFD or EMVchips. This is slightly different. They have extra security like unique transaction code signals and a pin or signature for larger transactions. They also need to be much closer to scanners tobe read. The risk of skimming theft is therefore much lower. RFID sleeves and wallets still block any signals from these cards. So, in the unlikely event someone gets so close they can read your card, you’ll still have protection.
So, do you need RFID protection?
The real answer to this is it depends.If you don’t have an RFID credit card, you still may have RFID in a MetroCard, work ID, or smart passport. Whether you want to protect the information on these is your call.
If you’re at low risk, or simply don’t use anything that has RFID in it, then you probably don’t need RFIDprotection.
For low-risk people that still have cards, passports, or ID you’d prefer to keep under wraps, investing in some protection is worth it.
If you travel a lot and want to make sure your personal information in your passport is secure, then it’s well worth getting a passport wallet with blocking technology built in.
RFID protection options
Depending on what you want to protect, there are lots of different options out there.
If you’re protecting mostly credit cards and you don’t need a new wallet, then basicRFID Sleevesare great. They fit into most regular wallets and are nice and cheap.
If you’re buying a new wallet, getone with RFID shielding technology built in it.
In short, the risks are low. But if you’d prefer to concentrate on locking in your best moments, instead of thinking about whether you’re entering a situation where RFID theft is possible, then some investment in RFID protection could be a wise choice.
This article is adapted from Pacsafe’s Travel Blog.
