RFID Blocking - What Is It & Do You Need to Worry? (2024)

RFID Blocking - What Is It & Do You Need to Worry? (1)

Tap to pay! You must have heard that before. If you have a little sideways wave logo (see red circle on the image) on your credit card, you can simply tap your card on the merchant terminal to pay.

This payment method allows you to make contactless transactions using Radio Frequency Identification (RFID) technology. The technology consists of:

    • 📡 A microchip inside the card. It contains information such as the card number. This is different from the EMV chip visible on the outside of the card.
    • 📡 An antenna inside the card which sends information to the sales terminal. This is made up of several wires.
    • 📡 An antenna in the terminal device to transfer and read information located on the chip.

These contactless credit cards make our lives easier, but how safe are they to use?

RFID Blocking - What Is It & Do You Need to Worry? (2)

Technically, electronic pickpockets with skimming devices can pick up your card’sRFID signal and steal your money. In Europe, contactless purchases are limited to a certain amount to limit theft risks. Retailers have also created a market for RFID-blocking wallets.
How do these wallets work, and do you need one?

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What Does “RFID-Blocking Wallet” Mean?

An RFID-blocking wallet uses a layer of carbon fiber or aluminum to block the electromagnetic signal emitted from your card. The wallet acts like a Faraday cage. It creates a barrier and cancels out electromagnetic signals. Whether you’ve owned a contactless payment card or not, the market for it has grown rapidly.

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Do I Need to Worry About RFID Protection?

While it’s always a good idea to safeguard your wallet, the danger of contactless credit card thefts is overblown. Here’s why:

          • Criminals with a reader need to be very close to scan your card.
          • The theft is a time consuming hit-or-miss for criminals. Their victim might not even own a contactless card.
          • The RFID chip only transmits the card number. Additional information needed for online transactions, such as the expiration date or security code, can’t be scanned.
          • RFID cards now use encrypted one-time codes for each purchase.

All this means it’s not really worth it for scammers to skim RFID cards. Still, you should keep a close eye on your online finances and RFID scams are the least of your worries.

In a world that’s becoming more virtual, the real threat is often digital. Whenever you purchase something from a website, access online banking, or simply access public wi-fi, you’re potentially exposing yourself to cybercriminals. That’s why it’s always a good idea to use a VPN to secure your credit card and personal information.

How To Shop Online Safely

CyberGhost VPN hides your IP address and masks it with one from its servers. Cybercriminals won’t be able to detect your real location, and steal your information. Use CyberGhost VPN for peace of mind when you’re online shopping, banking, or surfing the net.

Worry Less, Shop More

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Love online shopping, but worried about your security? According to the FBI, online shoppers lost nearly $2 billion from skimming and related online theft in 2020 alone.

Use a VPN when you shop online to prevent cybercriminals from targeting you. CyberGhost VPN encrypts your internet traffic with a special key so no one sees your online activity. It’s nearly impossible for anyone to decode the key. CyberGhost VPN uses military-grade 256-bit AES encryption, the best kind available.

Thanks to this encryption, you can shop online confidently and securely.

Protect Yourself When Traveling

Just like your wallet, your data is at risk when you travel. You never know who could be lurking on the free airport wifi, waiting to hit you with a MitM attack. Cybercriminals trick the network system to intercept your connection and steal your data. That’s why you need to protect yourself with a VPN.

CyberGhost VPN includes the latest VPN Protocols to keep your data safe. These protocols are guidelines for how you connect to the VPN server. Each protocol has its advantages, so CyberGhost VPN lets you choose the best one for you.

Access Online Banking Worldwide

Want to access your online banking platform securely from abroad? Some banks restrict access to users located in a foreign country.

A VPN can overcome this barrier. You can change your IP address and disguise your location. CyberGhost VPN has thousands of servers in 91+ countries, so you’re likely to find an uncrowded server in the country you want.

Download and connect to Cyberghost VPN to safely manage your finances from anywhere in the world.

Connect Up to 7 Simultaneous Devices

Staying safe online is just as crucial on mobile devices as on desktops. That’s why CyberGhost VPN protects your connection on nearly any device.

CyberGhost VPN has apps for all major devices including PC, Mac, iOS devices, Android, and more. Your subscription also supports up to 7 simultaneous connections. That means family and friends can also benefit from the security of a VPN.

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Enjoy Enhanced Online Privacy

Your data is valuable, which means that cybercriminals aren’t the only ones looking to spy on you. Your Internet Service Provider (ISP) and possibly your government are eager to keep tabs on what you do online.

CyberGhost VPN has a No Logs policy, so we don’t keep track of your activities. Since our headquarters are in Romania, which isn’t a part of the five eyes alliance, we don’t have any requirement to report on you. CyberGhost VPN keeps your data safe so you can finally enjoy improved privacy online.

Whether you’re traveling or at home, cybercriminals are a real danger. VPNs give you a secure way to avoid cyberattacks and keep shopping or banking from anywhere. Get CyberGhost VPN to get back and enjoy the best part of online shopping- staying in your pajamas!

FAQ

What is RFID-blocking?

RFID-blocking material blocks your card’s electromagnetic signal. For example, an RFID-blocking wallet uses a carbon fiber or aluminum layer to disrupt the signal and create a “Faraday cage.” RFID-blocking only works on cards with RFID technology. Next time you pay by card online, consider using a VPN to avoid falling victim to cybercriminals.

Is RFID blocking really necessary?

No. In most cases, it’s not necessary because a thief would have to get very close to your card with no obstructions to steal from it. Still, it’s important to secure your financial information, especially online. CyberGhost VPN is a great way to stay out of harm’s way when you surf online.

Does aluminum foil block RFID?

Possibly. While aluminum foil may block the RFID signal, the signal itself requires close direct proximity to the sensor to work. More often than not, aluminum foil isn’t necessary.

It’s easier for cybercriminals to find sensitive information like your credit card details online. You should secure your connection with a VPN. Try CyberGhost VPN, backed by a 45-day money-back guarantee.

How can I block an RFID chip?

Since the latest cards only work within close proximity (a few inches or centimeters), distance is usually enough to block the signal. Cloth barriers like your purse or wallet can further reduce it. If you’re worried, RFID-blocking wallets will definitely block the signal.

Still, cybercriminals can target you easily by leveraging your digital identity. Thankfully, VPNs like CyberGhost protect your identity online.

Is RFID a real threat?

While scammers are a real threat, they don’t rely much on RFID. Other ways are easier and more convenient. Cybercriminals now target shoppers more than ever because online purchases offer an opportunity to get information at the point of sale.

Use CyberGhost VPN to protect your connection with a secure tunnel, so no one can intercept data transferred between you and the retailer.

Do RFID wallets ruin credit cards?

No, RFID wallets don’t ruin credit cards. Still, it’s essential to keep your credit cards separated in any wallet. You should avoid placing them near any magnets, which can erase the data on the magnetic strip.

Virtually, VPNs are the best thing for your wallet and peace of mind. CyberGhost VPN’s support team stands by 24/7 in case you ever need us!

RFID Blocking - What Is It & Do You Need to Worry? (2024)

FAQs

RFID Blocking - What Is It & Do You Need to Worry? ›

Does RFID blocking really work? RFID blocking materials can effectively prevent the scanning function on a card or passport, and the range of products that boast this feature is steadily growing. Everything from wallets to waterproof fanny packs now support RFID blocking capabilities.

Do I really need RFID protection? ›

If you're at low risk, or simply don't use anything that has RFID in it, then you probably don't need RFID protection. For low-risk people that still have cards, passports, or ID you'd prefer to keep under wraps, then investing in some protection could be worth that extra peace of mind to know you're covered.

What are the risks of RFID? ›

Security Risks

RFID chips are a convenient way to store and access data, but they can also be vulnerable to malicious attacks. Hackers can use RFID scanners to steal money from your phone's tap-to-pay app, or clone the chip and gain access to a system or data.

Is RFID theft a real thing? ›

A criminal can hide the scanner e.g. inside a glove or a bag, and then place it close to the victim and wirelessly steal the victim's payment card information. With the wirelessly obtained payment card information, the criminal can use it to make fraudulent purchases online. This is called card-not-present fraud.

What is RFID blocking? ›

RFID-blocking material refers to substances that are known to interfere with an object's electromagnetic field, thereby blocking the unauthorized access or reading of RFID (Radio-Frequency Identification) signals.

Does a chip credit card need RFID protection? ›

However, these products are not necessary to keep your RFID credit cards safe. For a person to compromise your card information, they would have to get very close to you, have a card reader that could pick up a signal and have no barriers between the card and card reader.

Is RFID scanning a real threat? ›

RFID scanners are easy to make, and a hacker could theoretically scan an RFID credit card while it's in your purse or pocket. This would allow them to steal money or your personal information. However, most cybersecurity experts agree that RFID hacking isn't a threat for the average person.

How serious is RFID blocking? ›

No, multiple studies have concluded that RFID blocking wallets do not cause any lasting damage to credit cards. RFID blocking does not mess with your card at all — instead, it prevents signals from going in or out, similar to a Faraday cage.

Can RFID be harmful to the human body? ›

Each type is either active (battery powered), passive (no batter), or semi-passive (battery assisted). The radio frequencies used for RFID technology are regarded as safe, and not harmful to humans or animals. The radio frequencies used by RFID systems do not possess enough energy to harm the body.

What is the major problem with RFID? ›

Facilitating streamlined monitoring and asset…

Some of the key disadvantages of using RFID are: Scanning Issues: Despite the wider range of RFID readers, physical obstructions can still limit the system. Metallic and conductive objects can cause problems for readers, reducing their scanning capabilities[1].

Can a credit card be scanned while in your wallet? ›

Similarly to card skimming, card scanning is a type of payment card theft where the fraudster with a scanning device gets close enough to your bag or wallet to scan your card number. This type of fraud is enabled by the fact that today's payment cards typically work on Radio Identification Frequency (RFID) technology.

Does aluminum foil protect credit cards from being read? ›

“While wrapping one's wallet in tin foil might offer protection, this would be true only if one has credit cards that are vulnerable to scanning,” Shenoy wrote in an email. Normal credit cards have a magnetic swipe feature – those cards can not be scanned in this way.

How do I protect my credit card from being scanned? ›

Use an RFID shield wallet or protective sleeve, wrap it in foil, or store your card next to an RFID jamming card to protect its signal. Distance yourself from other customers when using your card. For maximum security, only use it for at-home, online purchases.

Do you really need an RFID blocking wallet? ›

The ITRC says there is nothing wrong with using a RFID-blocking wallet if it provides some extra peace of mind, but warns that it shouldn't take people's minds off the important security precautions they really need to take, like reviewing credit reports regularly and protecting online accounts with strong, unique ...

Do phones block RFID? ›

Regulators carefully apportion the radio frequency spectrum to avoid having one RF device interfere with another. So radio frequency identification generally is given a piece of the spectrum that will not interfere with cell phones.

How do I test RFID blocking with my phone? ›

Place your RFID-enabled card inside the wallet and bring it close to your phone's NFC reader, usually located at the back of the phone. Check For A Signal: Try to scan the card through the wallet. If your phone fails to read the card, it indicates that the wallet's RFID-blocking technology is effective.

Do you really need RFID for a passport? ›

The additional protection of an RFID-blocking passport holder ensures the safety of your personal data, and is recommended by the U.S. Department of State.

Do RFID card sleeves really work? ›

Does RFID blocking really work? RFID blocking materials can effectively prevent the scanning function on a card or passport, and the range of products that boast this feature is steadily growing. Everything from wallets to waterproof fanny packs now support RFID blocking capabilities.

Does the US passport have RFID? ›

Have you ever noticed the circle-inside-two-bars symbol on your passport? This symbol signifies the presence of an RFID chip embedded in the cover. Since August 2007, all U.S. passports have come with this chip, which is intended to deter fraud and improve security.

What are the pros and cons of RFID tags? ›

Using RFID for inventory management offers several benefits, such as reduced labor costs and faster scanning. However, RFID technology also has some disadvantages, including security concerns and infrastructure requirements.

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